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On 26th April 2022 Prof. (Dr.) Vishal Kumar, Principal – Sri Aurobindo College of Commerce and Management, Ludhiana delivered an expert talk as Resource Person in a seminar organized by the school of Management, Lyallpur Khalsa College Technical Campus,Jalandhar on the topic Reshaping the Banking Industry with Fintech and IPR Formalities. Prof. Vishal has clearly highlighted the rise of Fintech as a new chapter in the Indian Financial Services sector. Fintech has transformed the art of providing world-class financial services via various tools for next-generation payments, P2P lending, Security and biometrics, Bank in a Box, Blockchain, Robo advisory and Financial Inclusion in India. Prof. Vishal also stated the importance of understanding the issues associated with the development and deployment of IPR in the wake of Fintech.